Unlock the Hidden Value of Your Property

Get high-value funding for your business expansion, children's education, or debt consolidation at attractive interest rates with KreditX.

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Up to 5 Crores

High LTV Ratio for Maximum Funds

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8.75%* p.a.

Attractive Interest Rates

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15 Years

Long & Flexible Repayment Tenure

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Dual Use

Continue using your property while taking a loan

Properties We Accept

As a leading DSA partner, we facilitate loans against various property types through India's top banks.

Residential Property

Self-occupied houses
Rented apartments
Vacant plots/bungalows

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Commercial Property

Office spaces
Showrooms & Shops
Godowns & Warehouses

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Industrial Property

Factory land & buildings
Industrial gala spaces
Manufacturing units

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Important Information

What is the Eligibility Criteria?

Self-employed professionals, businessmen, and salaried individuals with a clear property title and stable income can apply. Minimum property value should be ₹25 Lakhs.

What documents are required?

Primary documents include KYC (PAN, Aadhaar), Income Proof (Salary Slips/ITR), and Property Documents (Sale Deed, Registry, Tax Receipts).

How long does disbursal take?

Unlike personal loans, LAP involves legal and technical valuation of the property. Typically, it takes 7-10 working days for final disbursal.